Travel Guard Trip Insurance is designed to provide coverage and assistance specifically for your travels. It’s important to understand the scope and limitations of this coverage to ensure it meets your needs. This article will clarify key aspects of Travel Guard trip insurance, helping you make informed decisions about your travel protection.
Travel Guard offers insurance plans intended to cover you during a specific, covered trip. It is crucial to recognize that this is not a comprehensive, year-round insurance solution like your health or home insurance. You might find similar or even different travel insurance options from Travel Guard or other providers through various sources. These alternatives could have different terms, conditions, benefits, limits, and exclusions. Therefore, it’s wise to compare what Travel Guard offers with your existing insurance policies and any other travel coverage available to you – perhaps through organizations you belong to or your credit card benefits.
If you’re unsure about your current insurance situation, reaching out to your insurer, insurance agent, or broker is always a good step. Travel Guard Group, Inc. (Travel Guard) is the providing entity for this coverage. They operate under California license no.0B93606, with their main office in Stevens Point, WI. For California residents, the Department of Insurance offers a toll-free help number: 800-927-HELP. For more information, you can visit their website at www.travelguard.com.
It’s vital to remember that the information provided here is a summary. The actual insurance policy contains detailed reductions, limitations, exclusions, and terms regarding termination of coverage. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania-based insurance company. They are authorized to conduct insurance business across all U.S. states and the District of Columbia (NAIC No. 19445), although coverage availability may vary by state. Travel assistance services are also part of what Travel Guard provides to support you during your travels.
