Before you embark on your next adventure, please take a moment to read our travel alerts.
Rated 4.2 from 1639 reviews on Comparetravelinsurance.com.au
Annual Travel Insurance
Travelling frequently? An annual multi-trip policy is a smart way to save both time and money. With just one policy, you’re covered for unlimited domestic trips throughout the year.
Ski Travel Insurance
Hit the slopes with confidence knowing you have premium winter sports and ski travel insurance. Benefit from specialized coverage designed for snow enthusiasts.
COVID-19 Travel Insurance
Travel with peace of mind knowing 1Cover policies include overseas medical cover for COVID-19 related incidents. Find out more in our Covid Hub.
Already Overseas Travel Insurance
Forgot to buy travel insurance before you left Australia? No worries! Get Australian Travel Insurance now, even if you’re already travelling internationally.
Domestic Travel Insurance
Exploring Australia? From beaches to the bush or bustling cities, our domestic travel insurance provides comprehensive cover for your Aussie holiday, including rental car excess.
Cruise Travel Insurance
Set sail with confidence! Our Cruise Pack option extends your comprehensive Australian travel insurance from ship to shore, encompassing medical cover and protection for missed ports.
The One Thing You Need When One Thing Goes Wrong
What Does Our Australian Travel Insurance Cover?
Unlimited Overseas Medical Assistance
Our 24/7 emergency medical assistance team is here to support you in challenging situations, no matter where you are in the world.
Cancellation Cover
Life happens, and plans change. If illness strikes or you need to alter your travel arrangements, our cancellation cover can provide assistance.
Luggage & Belongings Cover
Protect your valuables with up to $15,000 luggage and personal effects cover against loss or damage during your travels.
Car Rental Excess Cover
Avoid exorbitant rental excess fees with our cover, should your rental car be damaged or stolen during your trip.
Additional Expenses Cover
If unforeseen illness disrupts your travel itinerary, our additional expenses cover can help with unexpected accommodation and travel costs.
Credit Card Fraud Cover
Protect yourself from financial losses with our credit card fraud cover if you become a victim of this common crime while travelling.
Personal Liability Cover
Our personal liability cover offers protection for legal liabilities in specified circumstances that may arise during your travels.
Flight Cancellation & Delay Cover
If your flight is delayed or cancelled, we’re here to assist and help minimize the disruption to your travel plans.
Things don’t always go to plan when you travel.
That’s why you need 1Cover Australian Travel Insurance. It’s The One Thing You Need… When One thing Goes Wrong.
We’ve Already Helped Over 2 Million Customers
1Cover is proudly rated 4.2 out of 5 stars from over 1639 reviews on
- “Recommend to friends & family” “We’ve been using 1Cover for more than 10 years and have been completely satisfied. 1Cover have always dealt with my claims in a professional manner. We have no hesitation in recommending 1Cover.”
- Steven Adams, June 24
- Outstanding service “We will always use 1Cover from now on – outstanding service, great experience (apart from the torn ACL). Huge thanks to our emergency case manger. Outstanding!!”
- Matthew Noblet, June 24
- “Process was so easy” Thank you for making a horrendous time truly easy! The process, care and professionalism of our claim was the best. In our 72 years, we have never had a Travel Claim, We will be sure to recommend you to all our friends.
- Kenneth & Angela Murray, May 24
- “Your staff are amazing” “1Cover would be void without their staff and all of you are amazing! Thank you for your individual support, I shall continue to recommend your company whenever the opportunity arises.”
- Maria Purdie, May 24
Read More Reviews
Australian Travel Insurance FAQs
What Happens If I Miss My Flight Or If Flights are Delayed/Cancelled?
In the event of flight disruptions, your first step should be to contact the airline to explore alternative arrangements or potential compensation. Make sure to keep any documentation from the airline and receipts for any expenses incurred due to the disruption, as these will be needed for a claim. Please note, our Australian travel insurance generally does not cover cancellations, delays, or rescheduling that are the airline’s responsibility, as they are obligated to provide the services you paid for. For more detailed information, please see our section on travel insurance and flight cancellation cover.
What Happens If I Get Sick Or Injured Overseas?
For international travellers, 1Cover provides 24/7 Emergency Medical Assistance, worldwide. If you experience illness or injury, contact our medical assistance team as soon as possible. For minor health issues that require a doctor’s visit, you can choose to see a local doctor, pay upfront, and then submit your claim either while you’re still abroad or after you return to Australia. Remember to retain all receipts and medical reports from your treating doctor, including diagnosis, treatment notes, and any other relevant documents.
What if I ride a scooter or Motorcycle overseas?
Riding scooters or motorcycles overseas can be a great way to explore, but it’s crucial to understand how this impacts your Australian travel insurance. Learn everything you need to know about scooter and motorcycle coverage here.
Can I extend my policy online?
Yes, you can easily extend your Australian travel insurance policy online if it hasn’t expired yet. Simply use our Policy Manager. If you encounter any issues extending online, please contact our friendly customer service team.
What Happens If I Need To Cancel My Trip?
Should you need to cancel your trip, immediately inform all relevant travel providers (airlines, accommodations, tour operators, etc.). Check their cancellation policies to see if you’re eligible for any refunds. If you’re not reimbursed by your providers, review your certificate of insurance and the PDS to determine if your cancellation reason is covered under your Australian travel insurance policy. To initiate a claim, you’ll need to provide confirmations, refund details, and the terms and conditions of your bookings. You can lodge your claim with these documents.
What Do I Do In The Case Of Theft?
Experiencing theft while travelling is distressing. To support your insurance claim, report the theft to the local police or authorities within 24 hours of the incident and obtain a written police report detailing the stolen items and circumstances. The more detailed the report, the better. When you submit your claim, you’ll also need to provide proof of purchase or ownership for the stolen items.
Why Choose 1Cover Australian Travel Insurance?
24/7 Emergency Assistance
Our dedicated emergency assistance team is available around the clock, 365 days a year, providing support wherever you are in the world.
Award-Winning Travel Insurance
We are proud to be recognised with awards by industry experts like Canstar, Mozo, and Product Review for our exceptional Australian travel insurance products and customer service.
Customer Service Excellence
From purchasing your policy to making a claim, our friendly and knowledgeable travel insurance experts are ready to assist you every step of the way, ensuring excellent customer service.
Trusted by Millions of Australians
Over 2 million travellers have trusted us to protect their holiday adventures worldwide. See what our customers are saying about their experiences with our Australian travel insurance.
Medical Conditions Cover
Declaring your pre-existing medical conditions and applying for cover is simple with our easy-to-use online assessment, ensuring comprehensive Australian travel insurance for your needs.
Fast Claims Service
We’ve streamlined the claims process to be as easy as possible. Use our online claims form to get your claim assessed and resolved quickly and efficiently with our fast claims service.
Awarded Exceptional Quality Australian Travel Insurance
We are honoured to receive awards and recognition for the high-quality Australian travel insurance products and services we consistently provide to our valued customers. See our awards
If You Only Do One Thing…
Our featured travel writer Ben Groundwater shares his essential tips, ensuring you don’t miss out on the one must-do experience on your holidays.
The One Thing You Should & Shouldn’t Do In New Zealand
Beyond Milford Sound and Lake Wanaka, discover our unique recommendations for your New Zealand adventure.
The One Thing You Should & Shouldn’t Do In Sri Lanka
Exotic beach resorts and tea plantations are just the start. Get our essential tips before you travel to Sri Lanka.
The One Thing You Should & Shouldn’t Do In the USA
Forget just the Big Apple and Hollywood. You might be surprised by our must-do suggestion for your USA adventure.
It Could Happen To You
Every year, many young Australians face injuries and worse from motorbike and scooter incidents overseas.
1Cover customer Jordon Hunt experienced this firsthand. On her last day in Bali, a scooter accident left her with a broken leg and in need of emergency surgery after a collision with a four-wheel drive.
Fortunately, Jordon was protected by 1Cover Australian Travel Insurance. Her medical expenses exceeded $48,000, while her policy cost was just $70.
Need to make a claim?
Travellers Often Ask…
What Is Travel Insurance?
Unpredictable events can occur during your holidays. Travel insurance is your protection against risks and financial losses while travelling. It offers peace of mind covering unexpected trip cancellations, medical emergencies, lost or stolen luggage, travel delays, and a variety of unforeseen events and expenses.
Why Do You Need Australian Travel Insurance?
Flights booked, bags packed… but have you secured your Australian travel insurance? If you’re travelling from Australia, travel insurance is as crucial as your passport. Medical expenses are the primary reason to get insured – the cost of overseas medical treatment can be incredibly high. Our case studies illustrate this clearly. Additionally, travel disruptions like delays, lost luggage, and major events like natural disasters and pandemics can occur. Remember Smartraveller’s advice: “If you can’t afford travel insurance, you can’t afford to travel.”
How Much Should Australian Travel Insurance Cost?
The price of Australian travel insurance policies varies based on trip duration, destination, traveller age and health, and chosen coverage levels and extras. On average, expect to pay between 4% to 10% of your total trip cost for comprehensive cover.
Which Is the Best Australian Travel Insurance?
The ideal policy depends on your specific needs and preferences. However, some essentials to look for in Australian travel insurance include adequate coverage for your holiday costs (transport, accommodation, luggage), coverage for pre-existing medical conditions, and a clear understanding of policy exclusions. Customer reviews and industry awards can also provide insights into service quality and claims handling.
Still need help? Contact us!
If you have further questions, please visit our Contact Us page. For emergencies, please use the contact details on our Emergency Assistance page.
Get an Australian Travel Insurance Quote Now
Your Policy
Manage Your Policy
Make A Claim
Product Disclosure Statement
Emergency Contacts
What we cover
What we don’t cover
Credit voucher help
Travel tips
1Cover Travel Blog
Destination Guides
Bali Travel Hub
Cruise Travel Hub
Ski Travel Hub
Seniors Travel Hub
Ben Groundwater Tips
Popular searches
How to make policy changes
How to make a claim
Covid cover
Policy age limits
Flight delays cover
Scooter moped cover
What activities covered
Already overseas cover
Cruise cover
Alcohol cover
Bali belly cover
All FAQs
1Cover
Contact Us
About Us
Our Awards
Our Reviews
Careers
Important Information
Target Market Determination
Family Violence Policy
Vulnerable Customers
Privacy Policy
Complaints
Terms of Use
Sitemap
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
Alt texts for images:
- “ – alt=”1Cover Award Winning Travel Insurance Logos”
- “ – alt=”Explore 1Cover Australian Travel Insurance Options”
- “ – alt=”Comparetravelinsurance.com.au Customer Reviews for 1Cover”
- “ – alt=”Customer quote icon” (Used multiple times, keep it generic)
- “ – alt=”24/7 Emergency Assistance Icon”
- “ – alt=”Award Winning Australian Travel Insurance Icon”
- “ – alt=”Customer Service Excellence Icon”
- “ – alt=”Trusted by Millions of Travellers Icon”
- “ – alt=”Medical Conditions Covered Icon”
- “ – alt=”Fast Claims Service Icon”
- “ – alt=”1Cover Award Winning Travel Insurance”
- “ – alt=”New Zealand Travel Tips from 1Cover”
- “ – alt=”Sri Lanka Travel Advice and Insurance”
- “ – alt=”USA Travel Insurance and Destination Tips”
- “ – alt=”Jordon Hunt 1Cover Travel Insurance Case Study”
- “ – alt=”Contact 1Cover for Travel Insurance Assistance”
- “ – alt=”Australian Flag”
- “ – alt=”1Cover Travel Insurance Logo”
- “ – alt=”General Insurance Code of Practice Logo”
