Navigating the complexities of travel planning involves considering various safeguards, and travel insurance stands out as a crucial element for peace of mind. Allianz Travel Insurance Company is a well-known provider in this sector, offering a range of plans designed to protect travelers from unexpected events. Understanding the specifics of their coverage, underwriting, and contact information is essential for anyone considering their policies.
Allianz Travel Insurance policies are underwritten by reputable insurance companies, specifically BCS Insurance Company and Jefferson Insurance Company. BCS Insurance Company operates with an “A” (Excellent) rating from A.M. Best Co., while Jefferson Insurance Company holds an even higher “A+” (Superior) rating from the same reputable rating agency. These ratings, which are among the top tiers awarded by A.M. Best, indicate strong financial stability and the ability to meet ongoing insurance obligations. It’s important to note that the specific underwriter for your policy (BCS or Jefferson) can depend on your state of residence and the particular plan you choose.
The availability of Allianz Travel Insurance plans is primarily for U.S. residents, and it’s worth knowing that not all plans are available in every jurisdiction within the United States. Allianz Global Assistance, often associated with these plans, functions as a service company that markets and distributes Allianz Travel Insurance products. They are the licensed producers and administrators, further ensuring the legitimacy and regulated distribution of these insurance offerings. This affiliation means Allianz Global Assistance is connected to Jefferson Insurance Company, but it’s clearly stated that this connection doesn’t grant any special advantages to the insured.
When you purchase a plan from Allianz Travel Insurance Company, you are investing in a package that includes both insurance benefits and assistance services. The insurance benefits are underwritten by BCS or Jefferson, while any non-insurance assistance services are delivered through AGA Service Company. It is also crucial to understand that unless explicitly covered under your specific plan, you will be responsible for charges from external third-party providers.
For direct contact and customer service needs, Allianz Global Assistance can be reached at 800-284-8300. Alternatively, you can send inquiries or correspondence to their administrative office located at 9950 Mayland Drive, Richmond, VA 23233, or via email at [email protected]. Utilizing these contact points ensures you can directly address any queries or require assistance related to your Allianz Travel Insurance policy.
