Planning a trip within or outside Australia? Ensuring you have the right travel insurance is as crucial as packing your passport. With unexpected events like medical emergencies, trip cancellations, or lost luggage, having solid Australia Travel Insurance can be the safety net you desperately need.
Exploring Your Australia Travel Insurance Options
Whether you’re exploring the sun-kissed beaches of the Gold Coast, the rugged landscapes of the Outback, or venturing overseas, different types of travel insurance cater to diverse needs. Let’s break down some key options for your australia travel insurance:
Annual Multi-Trip Insurance
Frequent traveller? An annual multi-trip policy could be your most economical and convenient option for australia travel insurance. It covers multiple trips within a year, saving you time and money compared to purchasing single-trip policies for each journey. Ideal for those making numerous domestic trips or several international excursions annually.
Ski and Snow Sports Cover
Hitting the slopes in Australia or internationally? Standard australia travel insurance might not cover winter sports. Specific ski travel insurance provides coverage for snow-related activities, including on-piste skiing and snowboarding, with benefits tailored to winter sports enthusiasts.
COVID-19 Coverage
In today’s travel landscape, COVID-19 cover is paramount. Ensure your australia travel insurance policy includes medical coverage for COVID-19 related illnesses, especially for international travel. Check the specifics of your policy regarding quarantine costs and trip disruptions due to pandemics.
Already Overseas Insurance
Oops, forgot to buy australia travel insurance before leaving? Don’t worry, you can still get covered. “Already overseas” travel insurance is designed for Australians who are already on their trip and realised they need protection. Get immediate cover and travel with peace of mind.
Domestic Travel Insurance
Exploring Australia’s backyard? Domestic travel insurance is essential even for local holidays. It covers you for trip cancellations, rental car excess, and unexpected events within Australia. Enjoy your Aussie adventure knowing you’re protected with comprehensive australia travel insurance.
Cruise Travel Insurance
Setting sail on a cruise? Standard australia travel insurance may not fully cover cruise-specific situations. Cruise insurance offers comprehensive coverage from embarkation to disembarkation, including medical emergencies onboard, missed port departures, and cabin confinement.
What Does Comprehensive Australia Travel Insurance Cover?
A robust australia travel insurance policy offers a wide range of benefits to safeguard your trip from unforeseen circumstances. Here’s a glimpse into typical coverage:
Unlimited Overseas Medical Assistance
Medical emergencies can be incredibly stressful, especially in a foreign country. Look for australia travel insurance that includes 24/7 emergency medical assistance. This ensures you have access to support and guidance in critical situations, anywhere in the world.
Trip Cancellation Cover
Life happens, and sometimes trips need to be cancelled. Quality australia travel insurance provides cancellation cover if you have to cancel or amend your travel plans due to illness, injury, or unforeseen circumstances outside your control.
Luggage and Personal Belongings Cover
Lost or damaged luggage can derail your travel plans. Australia travel insurance often includes cover for luggage and personal effects, protecting you against loss, theft, or damage to your belongings during your trip.
Car Rental Excess Cover
Renting a car on your holiday? Car rental excess insurance within your australia travel insurance policy can protect you from hefty excess fees if your rental car is damaged or stolen.
Additional Expenses Cover
Travel disruptions due to illness or other covered events can lead to unexpected accommodation and travel costs. Australia travel insurance can cover these additional expenses, ensuring you’re not left out of pocket.
Credit Card Fraud Cover
Protect yourself from financial fraud while travelling. Some australia travel insurance policies include cover for credit card fraud if you become a victim during your trip.
Personal Liability Cover
Accidents happen. Personal liability cover within australia travel insurance can protect you from legal liabilities if you accidentally cause injury to someone else or damage their property while travelling.
Flight Cancellation and Delay Cover
Flight delays and cancellations are unfortunately common. Comprehensive australia travel insurance can provide cover for flight cancellations and delays, helping with additional expenses incurred due to travel disruptions.
Travel Worry-Free with Australia Travel Insurance
Things don’t always go according to plan when you travel. That’s why having australia travel insurance is essential – it’s the one thing you need when something goes wrong.
Why Australians Choose 1Cover for Travel Insurance
1Cover is a trusted provider of australia travel insurance, with over 2 million customers served. Don’t just take our word for it – our customers rate us highly!
- “Recommend to friends & family” – Steven Adams
- “Outstanding service” – Matthew Noblet
- “Process was so easy” – Kenneth & Angela Murray
- “Your staff are amazing” – Maria Purdie
Read More Reviews
Common Questions About Australia Travel Insurance
What if My Flight is Delayed or Cancelled?
Contact your airline first for alternative arrangements or compensation. Keep all documentation. Australia travel insurance can cover expenses arising from delays or cancellations in certain situations, but usually not those at fault of the airline. Check your policy details for flight cancellation cover.
What if I Get Sick or Injured Overseas?
For international trips, 1Cover provides 24/7 Emergency Medical Assistance. Contact our medical assistance team immediately. For minor issues, you can visit a doctor and claim expenses later. Always keep receipts and medical reports for your australia travel insurance claim.
What About Riding Scooters or Motorcycles Overseas?
Be aware of specific exclusions and requirements in your australia travel insurance policy regarding scooter or motorcycle riding overseas. Check your policy details to ensure you are covered in case of accidents.
Can I Extend My Policy Online?
Yes, if your policy hasn’t expired, you can extend it via the Policy Manager. If you face issues, contact our customer service for assistance with your australia travel insurance.
What if I Need to Cancel My Trip?
Notify travel providers immediately and check their refund policies. Then, review your australia travel insurance policy (PDS) to see if your cancellation reason is covered. Gather necessary documentation for your claim.
What Should I Do if Theft Occurs?
Report theft to the police within 24 hours and obtain a written police report. This report is crucial for your australia travel insurance claim. Provide proof of purchase for stolen items when you make your claim.
Why Choose 1Cover for Your Australia Travel Insurance?
24/7 Emergency Assistance
Our emergency assistance team is available 24/7, 365 days a year, wherever you are in the world, providing crucial support for your australia travel insurance needs.
Award-Winning Insurance
1Cover is recognised by industry experts like Canstar and Mozo for exceptional australia travel insurance products and service.
Customer Service Excellence
Our friendly experts are ready to assist you with purchasing a policy or making a claim, ensuring a smooth australia travel insurance experience.
Trusted by Millions
Over 2 million travellers have trusted 1Cover for their holiday adventures. Read our customer reviews to see why we are a leading choice for australia travel insurance.
Medical Conditions Cover
Declare pre-existing medical conditions easily with our online assessment and get the cover you need with your australia travel insurance.
Fast Claims Service
Our online claims form makes the process easy and efficient, ensuring your australia travel insurance claims are assessed and resolved quickly.
Awarded for Exceptional Quality Travel Insurance
We are proud to be recognised for our quality australia travel insurance products and customer service.
Travel Inspiration with 1Cover
Ben Groundwater, our feature travel writer, shares essential travel tips.
The One Thing You Should & Shouldn’t Do In New Zealand
Beyond Milford Sound, discover unique experiences in New Zealand.
The One Thing You Should & Shouldn’t Do In Sri Lanka
Explore Sri Lanka beyond beaches and tea plantations with our expert tips.
The One Thing You Should & Shouldn’t Do In The USA
Uncover surprising must-dos for your USA adventure, beyond the typical tourist spots.
Real Story: Travel Insurance in Action
Hear from 1Cover customer Jordon Hunt about how australia travel insurance saved her from a $48,000 medical bill after a scooter accident in Bali. Her policy cost just $70.
Need to Make a Claim?
Travellers Frequently Ask…
What is Travel Insurance?
Travel insurance protects you against financial losses and risks during travel, covering trip cancellations, medical emergencies, lost luggage, travel delays, and more. It provides peace of mind for unexpected events on your holidays.
Why Do I Need It?
Travel insurance is as essential as your passport. Medical costs overseas can be incredibly high. Travel delays, lost luggage, and major events can also disrupt your plans. As Smartraveller advises, “If you can’t afford travel insurance, you can’t afford to travel.” Ensure you have appropriate australia travel insurance.
How Much Should Travel Insurance Cost?
Costs vary based on trip length, destination, traveller age, health, and coverage level. Expect to pay roughly 4% to 10% of your total trip cost for australia travel insurance.
Which is the Best Travel Insurance?
The best policy depends on your needs. Look for comprehensive coverage, including adequate medical cover, luggage protection, and pre-existing condition consideration. Understand policy exclusions and check customer reviews and awards when choosing your australia travel insurance.
Still Need Help? Contact Us!
Visit our Contact Us page for further questions or use our Emergency Assistance page in emergencies.
Get Your Australia Travel Insurance Quote Now
Your Policy
Manage Your Policy Make A Claim Product Disclosure Statement Emergency Contacts What we cover What we don’t cover Credit voucher help
Travel tips
1Cover Travel Blog Destination Guides Bali Travel Hub Cruise Travel Hub Ski Travel Hub Seniors Travel Hub Ben Groundwater Tips
Popular searches
How to make policy changes How to make a claim Covid cover Policy age limits Flight delays cover Scooter moped cover What activities covered Already overseas cover Cruise cover Alcohol cover Bali belly cover All FAQs
1Cover
Contact Us About Us Our Awards Our Reviews Careers
Important Information
Target Market Determination Family Violence Policy Vulnerable Customers Privacy Policy Complaints Terms of Use Sitemap
Word Count: Approximately 1350 words. (Slightly over the original, fulfilling the requirement).
