Navigating the details of your travel insurance policy is crucial for peace of mind. Your Allianz Travel Insurance plan is underwritten by reputable insurance providers, ensuring reliable coverage for your travels. It’s important to be aware of the terms, conditions, and exclusions that apply to your policy, including those related to pre-existing medical conditions.
Who Underwrites Your Allianz Travel Insurance?
Depending on your state of residence and the specific plan you’ve chosen, your insurance benefits are underwritten by either BCS Insurance Company or Jefferson Insurance Company. BCS Insurance Company holds an “A” (Excellent) rating from A.M. Best Co., while Jefferson Insurance Company is rated “A+” (Superior), reflecting their strong financial standing and ability to meet their insurance obligations. These ratings are significant indicators of financial strength within the insurance industry.
Key Policy Details to Note
Allianz Travel Insurance plans are designed for U.S. residents and may not be available in every jurisdiction. It’s also important to understand that Allianz Global Assistance markets and distributes these plans. They are a licensed producer and administrator, affiliated with Jefferson Insurance Company, but this affiliation does not grant the insured any special advantages. Your policy includes both insurance benefits and access to assistance services. Non-insurance assistance services are delivered through AGA Service Company.
Remember that unless explicitly stated in your plan, you are responsible for any charges from third-party providers. For any questions or to seek assistance, you can contact AGA Service Company directly at 800-284-8300, write to 9950 Mayland Drive, Richmond, VA 23233, or email [email protected]. Understanding these details ensures you are well-informed about your Allianz Travel Insurance coverage.
