Are you a frequent traveler? Do you find yourself constantly planning your next adventure, whether it’s a weekend getaway or an international expedition? If so, juggling multiple travel insurance policies can be a hassle. Imagine a simpler way to protect all your trips throughout the year. Allianz Annual Travel Insurance, also known as multi-trip travel insurance, offers exactly that – comprehensive coverage for every journey you embark on within 365 days.
This type of plan isn’t just for seasoned globetrotters or retirees with endless vacation time. It’s designed for anyone who loves to travel and values stress-free experiences. If you anticipate taking three or more trips in a year, an annual plan can be a more cost-effective and convenient solution compared to purchasing single-trip policies for each adventure.
Concerned about how travel insurance applies to trips affected by unforeseen events like pandemics? Allianz Global Assistance understands these evolving travel needs. Many Allianz annual travel insurance plans include the Epidemic Coverage Endorsement, providing coverage for specific losses related to epidemics, including COVID-19. This endorsement adds covered reasons to select benefits, offering a degree of reassurance in uncertain times. It’s important to check your specific plan documents, such as the Declarations of Coverage or Letter of Confirmation, to confirm if this endorsement is included and to understand the details of the coverage. Terms, conditions, and exclusions always apply, and benefits may not cover the entirety of your losses, being subject to maximum limits.
To help you choose the best Allianz annual travel insurance for your travel style, let’s explore some popular AllTrips plans designed for different types of travelers.
Why Choose Allianz Annual Travel Insurance?
Before diving into specific plans, it’s crucial to understand the core advantages of choosing Allianz annual travel insurance:
- Comprehensive Protection, All Year Round: One policy covers all your trips for a full year, eliminating the need to purchase separate insurance for each journey.
- Cost-Effective for Frequent Travelers: If you travel multiple times a year, an annual plan can often be more economical than buying individual trip policies.
- Convenience and Time-Saving: Purchase your insurance once and enjoy peace of mind for all your travels throughout the year, saving you time and effort.
- Variety of Plans to Suit Your Needs: Allianz offers a range of AllTrips plans tailored to different travel styles and budgets, ensuring you find the perfect fit.
- Expert Assistance and Support: With Allianz Global Assistance, you gain access to 24/7 hotline assistance and travel experts ready to help you in case of emergencies.
Exploring Allianz AllTrips Plans: Which One is Right for You?
Allianz Global Assistance offers a suite of AllTrips annual travel insurance plans, each designed to cater to different travel preferences and needs. Let’s explore four popular options:
AllTrips Basic: The Budget-Friendly Essential
Are you a savvy traveler who prioritizes experiences over luxury? Do you seek out affordable flights and accommodations, perhaps preferring hostels or camping? If you’re comfortable venturing off the beaten path and understand the importance of medical emergency coverage when traveling internationally, AllTrips Basic is an excellent choice.
This plan is Allianz Global Assistance’s most affordable multi-trip option, providing essential post-departure benefits to protect you while you’re traveling. While it doesn’t include trip cancellation or interruption coverage, it offers valuable protection where you need it most, including:
- Emergency Medical Benefits: Up to $20,000 to reimburse covered medical expenses for illnesses or injuries during your trips.
- Emergency Medical Transportation: Up to $100,000 for medically necessary evacuations due to covered medical emergencies.
- Baggage Loss/Damage: Up to $1,000 to cover baggage that is lost, damaged, or stolen.
- Baggage Delay: Up to $200 for essential purchases if your baggage is delayed.
- Travel Delay: Up to $600 (max $200 per day) for eligible expenses like meals and accommodation during covered travel delays.
- Rental Car Damage and Theft Coverage: Up to $45,000, a significant benefit, especially for travelers renting cars in destinations where rental car insurance can be expensive. (Note: Rental car coverage as part of an annual plan is not available to residents of KS, TX, and NY.)
- Travel Accident Benefits: Up to $25,000 for covered losses due to death or dismemberment resulting from a covered travel accident.
- 24-Hour Hotline Assistance: Access to expert help for various travel emergencies, anytime, anywhere.
- Concierge Services: Assistance with travel planning and booking special experiences.
Get a quote for the AllTrips Basic plan.
AllTrips Prime: For the Spontaneous Solo Adventurer
Are you the type of traveler who seizes every opportunity to explore? Do you say “yes” to spontaneous trips and value flexibility? If you’re a budget-conscious adventurer who also wants protection for your travel investments, AllTrips Prime is an ideal choice.
AllTrips Prime includes all the benefits of AllTrips Basic with the addition of crucial trip cancellation and trip interruption benefits. These benefits can reimburse you for prepaid, non-refundable trip costs if you need to cancel or shorten your trip for a covered reason. The plan offers up to $3,000 per year in total for trip cancellation and trip interruption benefits, while all other benefits are per trip. For travelers planning multiple expensive trips, upgrading to a plan with higher limits might be considered.
Get a quote for the AllTrips Prime plan.
AllTrips Executive: Designed for the Savvy Business Traveler
Do you travel frequently for work? Do you need coverage that protects both your business and leisure trips? AllTrips Executive is specifically designed to meet the needs of business travelers, offering comprehensive coverage for work, vacation, and blended travel.
This innovative Allianz annual travel insurance plan offers higher benefit limits compared to AllTrips Prime, including:
- Higher Emergency Medical Benefits: Up to $50,000.
- Higher Emergency Medical Transportation: Up to $250,000.
- Increased Travel Delay Benefits: Up to $1,600.
- Business Equipment Coverage: Up to $1,000 to replace or repair lost, stolen, or damaged business equipment, and up to $1,000 for rental equipment if your equipment is delayed by a common carrier.
- Trip Cancellation/Interruption Options: Multiple tiers of coverage available, up to $10,000.
Get a quote for the AllTrips Executive plan.
AllTrips Premier: The Ultimate Plan for the Global Adventurer
Do you view travel as a valuable investment for yourself and your family? Do you embark on ambitious trips and prioritize peace of mind above all else? AllTrips Premier provides the highest level of protection for extensive family trips and dream vacations.
AllTrips Premier is the only Allianz annual travel insurance plan that can cover your entire household. It offers the most substantial benefits, including:
- High Trip Cancellation/Interruption Coverage: Up to $15,000 per person, per year, with four tiers of coverage to choose from.
- Generous Emergency Medical Benefits: Up to $50,000.
- Extensive Emergency Medical Transportation: Up to $500,000.
- Higher Baggage Loss/Damage Coverage: Up to $2,000.
- Increased Baggage Delay Benefits: Up to $2,000.
- Enhanced Travel Delay Benefits: Up to $1,500 (max $300 per day).
Get a quote for the AllTrips Premier plan.
Enhance Your Travel Experience with the TravelSmart™ App
No matter which Allianz annual travel insurance plan you choose, the free TravelSmart™ app is your perfect travel companion. This app allows you to easily access your plan benefits, seek assistance in emergencies, and understand your coverage details anytime, anywhere.
Join over 55 million travelers who trust Allianz Global Assistance for their travel protection needs. Choose the Allianz annual travel insurance plan that best fits your travel style and embark on your journeys with confidence and peace of mind.
Pick the annual travel insurance plan that’s the right fit for you.
