Navigating the world of travel insurance can be daunting, especially when health is a primary concern. For those prioritizing medical coverage above all else, the GeoBlue Voyager Choice plan emerges as a strong contender. One user, preparing for travel and needing reliable medical insurance, shared their positive experience with this specific plan. Let’s delve into what makes GeoBlue Voyager Choice a noteworthy option for health-focused travelers.
For two individuals in their 60s, securing the GeoBlue Voyager Choice plan came at an affordable price of just $230. This investment unlocked comprehensive coverage designed to provide peace of mind throughout their journey. A standout feature is the 24/7/365 assistance hotline, offering toll-free or collect call access to support services anywhere in the world. This ensures help is always within reach, regardless of location or time zone.
The Voyager Choice plan distinguishes itself with its inclusive approach to pre-existing conditions. Unlike many travel insurance policies that exclude or limit coverage for such conditions, GeoBlue provides coverage for pre-existing conditions present before the trip. This coverage extends to both medical services and crucial medical evacuation, offering vital protection for travelers with ongoing health concerns. The plan accommodates trips up to 182 days, with a substantial maximum benefit of $1,000,000 per insured person per policy period and a $0 deductible.
The breadth of coverage is impressive, encompassing 100% for professional services like surgery, anesthesia, in-hospital doctor visits, and diagnostic services. Office visits, inpatient hospital services, emergency care, and ambulatory surgical center services are also covered at 100%. Even ambulance services (excluding medical evacuation) are fully covered up to $1,000. Prescription drug coverage reaches up to $5,000, and physical and occupational therapy are included with 6 visits allowed per period. Dental care due to injury is covered up to $500. Notably, healthcare services related to COVID-19 testing, diagnosis, and treatment are also included, reflecting the plan’s adaptability to current health needs.
For critical situations, medical evacuation to the U.S. is covered up to $500,000, alongside Accidental Death and Dismemberment (AD&D) benefits and emergency family travel arrangements. Even adventurous activities are considered, with hazardous activities like downhill skiing and scuba diving covered up to $25,000. While not the primary focus, the plan also includes coverage for lost baggage ($500), post-departure trip interruption transportation ($1,000), and repatriation of remains ($25,000).
In conclusion, based on user experience, GeoBlue Voyager Choice presents itself as a robust and affordable option for those seeking the Best Medical Travel Insurance. Its comprehensive coverage, particularly for pre-existing conditions and extensive medical services, combined with worldwide assistance, makes it a compelling choice for travelers prioritizing their health and well-being abroad.
