A balance transfer involves moving a portion or all of an existing balance from a non-PNC financial institution to your PNC credit card account. This is often done to take advantage of lower or introductory interest rates, potentially saving you money compared to a credit card with a higher interest rate. But what about informing PNC about your travel plans or making other important account updates? This guide covers balance transfers and how to manage your PNC account effectively.
Existing PNC credit card customers have several options for transferring a balance to their PNC credit card. You can do so through the PNC Mobile App, Online Banking, by calling PNC, or by visiting a local PNC branch. Let’s explore the steps for each method. Remember to have the account number for the other lender, payment mailing address, and the amount you wish to transfer ready. Keep in mind a one-time balance transfer fee will be charged for each completed transfer, calculated as a percentage of the transferred amount or a fixed minimum, whichever is greater.
Transferring a Balance Through the PNC Mobile App:
- Log in to the PNC Mobile App.
- Tap the menu icon (usually represented by three lines), and then tap Cards.
- Tap Card Actions.
- Tap Transfer a Balance and proceed with your transfer.
Transferring a Balance Through Online Banking:
- Log in to PNC Online Banking.
- Click the Customer Service tab.
- Within the Credit Card Accounts section, select Balance Transfer Center.
- Choose your offer and begin entering the necessary information to initiate the balance transfer.
You can also contact PNC directly by calling 1-800-558-8472 to inquire about transferring a balance. Business Credit Card customers can call 1-800-474-2101.
Beyond Balance Transfers: Keeping PNC Informed
While balance transfers are a common account activity, it’s equally important to keep PNC informed of other changes, such as travel plans. Although the provided text focuses on balance transfers, here’s some general information on notifying PNC of travel:
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Why Notify PNC of Travel? Informing PNC about your travel plans helps prevent your card from being flagged for suspicious activity when you make purchases in unfamiliar locations. This prevents potential disruptions to your spending.
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How to Notify PNC of Travel: The best way to notify PNC of travel is typically through their online banking platform or mobile app. Look for a section related to travel notifications or security settings. You can also call PNC customer service directly.
Other Important Account Updates
In addition to travel notifications, it’s crucial to keep your contact information up-to-date with PNC. This includes your address, phone number, and email address. You can usually update this information through online banking or by contacting customer service.
In conclusion, managing your PNC account effectively involves more than just balance transfers. While the PNC Mobile App and Online Banking offer convenient ways to transfer balances, remember the importance of notifying PNC of travel plans and keeping your contact information current to ensure a smooth banking experience. Whether you’re transferring balances or updating your profile, PNC offers multiple channels to manage your account efficiently. By proactively managing your account, you can avoid potential issues and take full advantage of PNC’s services.
