How Do You Get Travelers Cheques: A Comprehensive Guide

Traveler’s checks offer a secure way to carry money while traveling, providing peace of mind against loss or theft. Although less common today, TRAVELS.EDU.VN provides insights into how to acquire and utilize these checks, offering a reliable alternative to cash. This guide explores the process of obtaining traveler’s checks, their benefits, and modern alternatives like prepaid cards, helping you make informed decisions for your travel needs.

Table of Contents

1. Understanding Traveler’s Checks

What are traveler’s checks, and why were they once so popular? Traveler’s checks are prepaid, fixed-amount checks designed as a secure alternative to cash for travelers, offering protection against loss or theft. Historically, they provided a safe way to access funds without the risks of carrying large sums of cash, particularly in foreign countries.

Traveler’s checks gained popularity in the late 19th and 20th centuries, especially before the widespread use of credit and debit cards. According to a 1995 study by the American Express Company, traveler’s checks were used by over 20 million Americans annually, highlighting their significance during that period. These checks are issued in various denominations and currencies, allowing travelers to manage their finances effectively while abroad. Major financial institutions like American Express and Visa offered these checks, ensuring acceptance in many establishments worldwide. Despite their decline in recent years due to the rise of digital payment methods, traveler’s checks still offer a sense of security for some travelers, particularly in areas where electronic payments may not be as reliable or widely accepted.

2. Where Can You Buy Traveler’s Checks?

Where can you find traveler’s checks today? Although less prevalent than in the past, traveler’s checks can still be purchased from select financial institutions, travel agencies, and online providers. Knowing where to buy them ensures you can access this secure form of travel money if needed.

Financial Institutions

Many major banks and credit unions used to offer traveler’s checks, but now the options are limited. Here are a few places where you might still find them:

American Express: Known for their long history with traveler’s checks, American Express still offers them to its cardholders and members. You can purchase them online or at select American Express Travel Services locations.
Citibank: Visa-branded traveler’s checks may be available at some Citibank branches. It’s best to call ahead to confirm availability.
AAA: AAA sometimes offers traveler’s checks or prepaid travel cards to its members. Check with your local AAA branch for their current offerings.

Travel Agencies

Some travel agencies may still offer traveler’s checks, particularly those specializing in international travel. These agencies can provide additional travel services, making it convenient to handle multiple travel-related tasks in one place.

Online Providers

Purchasing traveler’s checks online can be an option, especially through American Express. However, this usually requires an existing account and may involve additional verification steps.

Tips for Finding Traveler’s Checks

Call Ahead: Always call the institution to confirm they still offer traveler’s checks and inquire about any specific requirements or fees.
Check Availability: Not all branches of a bank or travel agency may offer traveler’s checks, so it’s essential to verify beforehand.
Compare Fees: Different providers may charge different fees, so compare the costs to ensure you’re getting the best deal.

3. How to Purchase Traveler’s Checks: A Step-by-Step Guide

What is the process of buying traveler’s checks? Purchasing traveler’s checks involves a few key steps to ensure you receive them securely and can use them effectively during your travels. Here’s a detailed guide to help you through the process:

Step 1: Choose a Provider

Select a reputable provider such as American Express, AAA, or a bank that still offers traveler’s checks.

Step 2: Check Requirements

Contact the provider to confirm their requirements for purchasing traveler’s checks. Typically, you will need:

Identification: A valid government-issued photo ID, such as a driver’s license or passport.
Account: You may need to be a member or have an account with the institution.
Payment Method: Accepted forms of payment, such as cash, debit card, or credit card.

Step 3: Visit the Location or Go Online

In-Person: Visit a branch or office of the chosen provider.
Online: If available, navigate to the traveler’s check section of their website. You might need to create an account or log in to an existing one.

Step 4: Fill Out the Application

Complete the necessary application form, providing your personal information and the amount of traveler’s checks you wish to purchase.

Step 5: Choose Denominations

Select the denominations of the traveler’s checks you want. Common denominations include $20, $50, $100, and sometimes higher. Choose a mix of denominations to make it easier to use them for various purchases.

Step 6: Pay for the Traveler’s Checks

Pay the total amount, including any purchase fees. Be aware of the fees, which can vary depending on the provider and the amount of checks you are buying.

Step 7: Sign the Traveler’s Checks

Immediately sign each traveler’s check in the designated area in the presence of the provider. This signature is essential for validating the checks when you use them.

Step 8: Keep a Record of the Serial Numbers

Record the serial numbers of all your traveler’s checks and keep this information in a safe place, separate from the checks themselves. This will be crucial if you need to report them lost or stolen.

Step 9: Store the Traveler’s Checks Securely

Store the traveler’s checks in a secure and discreet location, such as a money belt or a hidden pocket in your luggage.

Example Scenario:

Let’s say you want to buy $500 worth of traveler’s checks from American Express. You would:

Visit an American Express Travel Services location.
Present your driver’s license and American Express card.
Fill out the application form.
Choose five $100 checks.
Pay $500 plus any applicable fees.
Sign each check in the presence of the representative.
Record the serial numbers in a notebook.
Store the checks in your money belt.

4. Fees and Costs Associated with Traveler’s Checks

What fees should you expect when buying traveler’s checks? Understanding the costs associated with traveler’s checks is crucial to determining their value compared to other payment methods. These fees can impact your overall travel budget, so it’s essential to be aware of them.

Purchase Fees

Most providers charge a fee for purchasing traveler’s checks. This fee is typically a percentage of the total amount of checks you are buying, often ranging from 1% to 3%. For example, if you buy $1,000 worth of traveler’s checks and the fee is 1%, you would pay an additional $10.

Transaction Fees

Some establishments may charge a fee for cashing traveler’s checks, especially in foreign countries. This fee can vary widely, so it’s important to inquire before attempting to use them.

Exchange Rates

When using traveler’s checks in a different currency, you will need to exchange them. The exchange rate offered may not be as favorable as those you find with credit cards or at banks, potentially costing you more money.

Lost or Stolen Check Replacement Fees

While one of the benefits of traveler’s checks is their replaceability if lost or stolen, there may be fees associated with the replacement process. Check with your provider for details on their replacement policies and any applicable fees.

Comparison of Fees

To better understand the costs, here’s a comparison of potential fees from different providers:

Provider	Purchase Fee	Transaction Fee	Exchange Rate	Replacement Fee
American Express	1% – 2%	Varies	Varies	$0
Visa (via Banks)	1.5% – 3%	Varies	Varies	Varies
AAA	1%	Varies	Varies	$0

Tips to Minimize Fees

Shop Around: Compare fees from different providers to find the lowest rates.
Use Preferred Providers: If you are a member of AAA or have an American Express card, you may receive discounted fees.
Inquire About Transaction Fees: Before using a traveler’s check at a business, ask if they charge a fee for cashing them.
Consider Alternatives: Compare the total cost of using traveler’s checks with alternatives like credit cards or prepaid travel cards to see which is more economical.

5. How to Use Traveler’s Checks

How do you actually use a traveler’s check? Using traveler’s checks involves a simple process, but it’s important to follow the steps correctly to ensure they are accepted. Here’s a detailed guide on how to use them:

Step 1: Endorse the Check

When you are ready to use a traveler’s check, endorse it by signing it in the presence of the cashier or merchant. This second signature should match the signature you provided when you initially purchased the checks.

Step 2: Present the Check for Payment

Present the traveler’s check to the cashier or merchant as payment for your purchase. Ensure they are willing to accept it, as not all businesses accept traveler’s checks anymore.

Step 3: Show Identification

You may be required to show a valid photo ID, such as a driver’s license or passport, to verify your identity.

Step 4: Receive Change (If Applicable)

If the purchase amount is less than the value of the traveler’s check, you will receive the difference in cash as change.

Example Scenario:

Imagine you are buying a souvenir at a shop in Napa Valley for $35 and you want to use a $50 traveler’s check.

Sign the traveler’s check in front of the cashier.
Present the signed check to the cashier.
Show your driver’s license for identification.
Receive $15 in cash as change.

Tips for Using Traveler’s Checks

Sign Clearly: Ensure your signature is clear and consistent with the original signature.
Use in Reputable Establishments: Use traveler’s checks at well-known businesses or banks to avoid any issues with acceptance.
Be Prepared to Show ID: Always have your photo ID readily available.
Keep Checks in Good Condition: Present checks that are clean and undamaged. Torn or defaced checks may not be accepted.
Know the Exchange Rate: If using traveler’s checks in a foreign country, be aware of the current exchange rate to ensure you are getting a fair value.

6. Cashing Traveler’s Checks: A Detailed Process

Where can you cash a traveler’s check, and how does the process work? Cashing a traveler’s check involves a few straightforward steps, but knowing where to go and what to expect can make the process smoother.

Step 1: Find a Location That Cashes Traveler’s Checks

Identify banks, currency exchange services, or businesses that still cash traveler’s checks. Options may include:

Banks: Some banks, particularly those that issue traveler’s checks, will cash them for customers.
Currency Exchange Services: Services like Travelex may cash traveler’s checks, although fees may apply.
Hotels: Some hotels, especially those catering to international tourists, may offer this service.
American Express Travel Services: If you have American Express traveler’s checks, their travel service locations are a reliable option.

Step 2: Prepare Your Traveler’s Checks

Ensure the traveler’s check is properly signed. You should have already signed it once when you purchased it. Now, sign it again in the presence of the cashier.

Step 3: Present Your Identification

You will need to present a valid photo ID, such as a passport or driver’s license, to verify your identity.

Step 4: Complete Any Required Forms

Some locations may require you to fill out a form with your personal information and the details of the traveler’s checks you are cashing.

Step 5: Receive Your Cash

The cashier will verify the check and your identification, and then provide you with the cash equivalent of the check’s value, minus any applicable fees.

Example Scenario:

Suppose you want to cash a $100 American Express traveler’s check at a local bank.

Visit the bank during business hours.
Endorse the check by signing it in front of the bank teller.
Present your driver’s license for identification.
Fill out any required forms.
Receive $100 in cash (minus any fees the bank may charge).

Tips for Cashing Traveler’s Checks

Call Ahead: Before visiting a location, call to confirm they cash traveler’s checks and inquire about any fees or specific requirements.
Check Fees: Be aware of any fees associated with cashing traveler’s checks, as these can vary.
Use Banks for Better Rates: Banks often offer better exchange rates and lower fees compared to currency exchange services.
Keep Checks Safe: Store your traveler’s checks securely until you are ready to cash them.
Be Prepared for Questions: The cashier may ask questions to verify the legitimacy of the checks, so be patient and cooperative.

7. Advantages of Using Traveler’s Checks

What are the benefits of using traveler’s checks? While traveler’s checks may seem outdated, they still offer several advantages, particularly in certain situations. Here are some key benefits:

Security Against Loss or Theft

One of the primary advantages of traveler’s checks is their security. If lost or stolen, they can be replaced, typically within 24 hours, provided you have kept a record of the serial numbers. This protection offers peace of mind, especially when traveling to unfamiliar places.

Widely Accepted (Historically)

Historically, traveler’s checks were widely accepted around the world. While their acceptance has declined, they can still be useful in certain regions or establishments that cater to tourists.

No Expiration Date

Traveler’s checks do not have an expiration date, so you can hold onto them indefinitely and use them whenever you need. This flexibility can be useful if you don’t use all of them during your trip.

Fixed Denominations

Traveler’s checks come in fixed denominations, such as $20, $50, and $100, making it easier to manage your travel budget and control your spending.

Dual Signature System

The dual signature system—signing the check at the time of purchase and again at the time of use—adds an extra layer of security, preventing unauthorized use.

Useful in Areas with Limited Electronic Payment Infrastructure

In some parts of the world, credit and debit cards are not widely accepted. Traveler’s checks can be a viable alternative in these regions.

Peace of Mind

For some travelers, the tangible nature of traveler’s checks and the knowledge that they can be replaced if lost or stolen provides a sense of security and peace of mind.

Example Scenario:

Imagine you are traveling in a remote area of Southeast Asia where credit cards are not commonly accepted. Carrying traveler’s checks allows you to access funds without the risk of losing all your cash if your wallet is stolen. Additionally, if the checks are lost, you can have them replaced, ensuring you are not left without funds.

8. Disadvantages of Using Traveler’s Checks

What are the drawbacks of using traveler’s checks? Despite their advantages, traveler’s checks have several disadvantages compared to modern payment methods. Understanding these drawbacks can help you decide if they are the right choice for your travel needs.

Declining Acceptance

One of the biggest drawbacks of traveler’s checks is their declining acceptance. Many businesses, especially in developed countries, no longer accept them due to the rise of credit and debit cards.

Fees and Commissions

You typically have to pay a fee to purchase traveler’s checks, and some establishments may charge a commission for cashing them. These fees can add up, making them a less cost-effective option.

Inconvenience

Using traveler’s checks can be inconvenient. You need to find a location that accepts them, sign them in front of the cashier, and show identification. This process can be time-consuming compared to using a credit card.

Exchange Rate Issues

When using traveler’s checks in a foreign country, you may not get the best exchange rate. Banks and currency exchange services may offer less favorable rates than you would get with a credit card.

Risk of Damage or Loss

While traveler’s checks can be replaced if lost or stolen, there is still a risk of damage. Torn or defaced checks may not be accepted, and the replacement process can take time and effort.

Limited Denominations

Traveler’s checks come in fixed denominations, which may not always match your exact purchase amount. This can result in carrying around extra cash or having to make multiple transactions.

Paper-Based

As a paper-based form of payment, traveler’s checks are less convenient than digital payment methods. They can be bulky to carry and require careful storage to prevent damage.

Example Scenario:

Suppose you are traveling in Europe and want to pay for a meal at a restaurant. If the restaurant does not accept traveler’s checks, you will need to find a bank or currency exchange service to cash them, which can be time-consuming and may involve additional fees. Alternatively, if you are in Napa Valley, many wineries and restaurants may prefer credit cards or digital payments, making traveler’s checks less practical.

9. Modern Alternatives to Traveler’s Checks

What are some modern alternatives to traveler’s checks? With the decline in popularity of traveler’s checks, several modern alternatives offer greater convenience, security, and cost-effectiveness. Here are some of the best options:

Credit Cards

Credit cards are widely accepted around the world and offer numerous benefits, including fraud protection, rewards programs, and the ability to track your spending. Many credit cards also offer travel insurance and other perks.

Debit Cards

Debit cards provide direct access to your bank account and can be used to make purchases and withdraw cash from ATMs. They are a convenient option, but it’s important to be aware of potential fees, such as foreign transaction fees.

Prepaid Travel Cards

Prepaid travel cards are similar to debit cards but are not linked to your bank account. You load money onto the card before your trip and use it to make purchases and withdraw cash. They offer a secure way to manage your travel funds and avoid overspending. Visa and MasterCard both offer prepaid cards designed for use abroad. These cards are available online, through travel agents, and at banks or credit unions.

Mobile Payment Apps

Mobile payment apps like Apple Pay, Google Pay, and Samsung Pay are increasingly accepted worldwide. They offer a convenient and secure way to make payments using your smartphone or smartwatch.

Cash

Carrying some cash is always a good idea, especially for small purchases and in areas where electronic payment methods are not widely accepted. However, it’s important to be cautious and avoid carrying large amounts of cash to minimize the risk of loss or theft.

Comparison of Alternatives

Alternative	Acceptance	Security	Convenience	Fees
Credit Cards	High	High	High	Varies
Debit Cards	High	Medium	High	Varies
Prepaid Travel Cards	High	High	High	Varies
Mobile Payment Apps	Medium	High	High	Low
Cash	Variable	Low	Medium	Low

Example Scenario:

Instead of relying on traveler’s checks for your trip to Napa Valley, consider using a combination of a credit card with no foreign transaction fees for larger purchases, a prepaid travel card for everyday expenses, and some cash for smaller transactions at local markets. This approach provides flexibility, security, and cost-effectiveness.

10. Safety Tips for Using Traveler’s Checks

How can you ensure the safe use of traveler’s checks? While traveler’s checks offer security against loss or theft, it’s important to take additional precautions to protect your funds. Here are some essential safety tips:

Keep a Record of Serial Numbers

Record the serial numbers of all your traveler’s checks in a safe place, separate from the checks themselves. This information is crucial for reporting lost or stolen checks and obtaining replacements.

Store Checks Securely

Store your traveler’s checks in a secure and discreet location, such as a money belt, a hidden pocket in your luggage, or a travel wallet. Avoid keeping them all in one place.

Sign Checks Immediately

Sign each traveler’s check in the designated area as soon as you purchase them. This signature is necessary for validating the checks when you use them.

Endorse Checks in Front of the Cashier

Only endorse the check (sign it again) when you are ready to use it and in the presence of the cashier or merchant. This prevents unauthorized use if the check is lost or stolen.

Be Aware of Your Surroundings

When using traveler’s checks, be aware of your surroundings and avoid displaying large amounts of cash. Be cautious of pickpockets and scams.

Use Reputable Establishments

Use traveler’s checks at well-known businesses, banks, or currency exchange services. Avoid using them in informal or unverified establishments.

Protect Your Identification

Keep your photo ID in a safe place and only present it when necessary. Be cautious of identity theft and avoid sharing your personal information with untrusted individuals.

Report Lost or Stolen Checks Immediately

If your traveler’s checks are lost or stolen, report it to the issuing company immediately. Provide them with the serial numbers of the missing checks and follow their instructions for obtaining replacements.

Example Scenario:

Before your trip to Napa Valley, purchase traveler’s checks from a reputable provider and record the serial numbers in a secure document stored on your phone and in a separate notebook. Store the checks in a money belt under your clothing and only take out what you need for each transaction. When paying for a wine tasting, endorse the check in front of the cashier and present your ID if required. This approach minimizes the risk of loss or theft and ensures you can access your funds safely.

11. Traveler’s Checks vs. Credit Cards: A Detailed Comparison

How do traveler’s checks compare to credit cards for travel? Choosing between traveler’s checks and credit cards depends on your individual needs and preferences. Here’s a detailed comparison to help you make an informed decision:

Acceptance

Traveler’s Checks: Declining acceptance, especially in developed countries.
Credit Cards: Widely accepted globally.

Security

Traveler’s Checks: Replaceable if lost or stolen, dual signature system.
Credit Cards: Fraud protection, ability to dispute unauthorized charges.

Convenience

Traveler’s Checks: Can be inconvenient, requires finding accepting locations and signing in front of cashier.
Credit Cards: Highly convenient, easy to use for purchases and cash advances.

Fees

Traveler’s Checks: Purchase fees, potential transaction fees, exchange rate fees.
Credit Cards: Potential annual fees, foreign transaction fees, interest charges.

Exchange Rates

Traveler’s Checks: May not get the best exchange rates.
Credit Cards: Generally offer competitive exchange rates.

Tracking Spending

Traveler’s Checks: Requires manual tracking.
Credit Cards: Easy to track spending online or through mobile apps.

Rewards and Benefits

Traveler’s Checks: No rewards or benefits.
Credit Cards: Potential rewards points, cashback, travel insurance, and other perks.

Accessibility

Traveler’s Checks: Requires purchasing from specific providers.
Credit Cards: Widely available from various banks and financial institutions.

Example Scenario:

For a trip to Napa Valley, using a credit card with no foreign transaction fees would be more convenient and cost-effective than traveler’s checks. You can easily pay for wine tastings, meals, and accommodations with your credit card and track your spending online. Additionally, you can earn rewards points or cashback on your purchases.

Summary Table:

Feature	Traveler’s Checks	Credit Cards
Acceptance	Low	High
Security	High	High
Convenience	Low	High
Fees	Medium	Medium
Exchange Rates	Variable	Competitive
Tracking Spending	Manual	Easy
Rewards/Benefits	None	Potential
Accessibility	Limited	High

12. Traveler’s Checks vs. Debit Cards: A Detailed Comparison

How do traveler’s checks compare to debit cards for travel? Both traveler’s checks and debit cards allow you to access your funds while traveling, but they offer different levels of convenience, security, and cost-effectiveness. Here’s a detailed comparison:

Acceptance

Traveler’s Checks: Declining acceptance, especially in developed countries.
Debit Cards: Widely accepted at ATMs and businesses worldwide.

Security

Traveler’s Checks: Replaceable if lost or stolen, dual signature system.
Debit Cards: Limited fraud protection, potential for unauthorized access to your bank account.

Convenience

Traveler’s Checks: Can be inconvenient, requires finding accepting locations and signing in front of cashier.
Debit Cards: Highly convenient for ATM withdrawals and direct purchases.

Fees

Traveler’s Checks: Purchase fees, potential transaction fees, exchange rate fees.
Debit Cards: Potential ATM fees, foreign transaction fees.

Exchange Rates

Traveler’s Checks: May not get the best exchange rates.
Debit Cards: Generally offer competitive exchange rates for ATM withdrawals.

Spending Control

Traveler’s Checks: Fixed denominations can help control spending.
Debit Cards: Direct access to your bank account can lead to overspending.

Accessibility

Traveler’s Checks: Requires purchasing from specific providers.
Debit Cards: Readily available with a bank account.

Liability

Traveler’s Checks: Limited liability, replaceable if lost or stolen.
Debit Cards: Potential for significant financial loss if compromised.

Example Scenario:

For a trip to Napa Valley, using a debit card to withdraw cash from ATMs and make direct purchases may be more convenient than traveler’s checks. However, be mindful of potential ATM fees and foreign transaction fees. Also, ensure your debit card is protected against fraud and monitor your bank account regularly.

Summary Table:

Feature	Traveler’s Checks	Debit Cards
Acceptance	Low	High
Security	High	Medium
Convenience	Low	High
Fees	Medium	Medium
Exchange Rates	Variable	Competitive
Spending Control	High	Low
Accessibility	Limited	High
Liability	Limited	High

13. Traveler’s Checks vs. Prepaid Travel Cards: A Detailed Comparison

How do traveler’s checks compare to prepaid travel cards? Prepaid travel cards have emerged as a popular alternative to traveler’s checks, offering enhanced convenience and security. Here’s a detailed comparison to help you decide which option is best for your travel needs:

Acceptance

Traveler’s Checks: Declining acceptance, especially in developed countries.
Prepaid Travel Cards: Widely accepted at businesses and ATMs worldwide that accept Visa or MasterCard.

Security

Traveler’s Checks: Replaceable if lost or stolen, dual signature system.
Prepaid Travel Cards: Protected by PIN, can be replaced if lost or stolen, limited liability.

Convenience

Traveler’s Checks: Can be inconvenient, requires finding accepting locations and signing in front of cashier.
Prepaid Travel Cards: Highly convenient for online and in-person purchases, ATM withdrawals.

Fees

Traveler’s Checks: Purchase fees, potential transaction fees, exchange rate fees.
Prepaid Travel Cards: Activation fees, reload fees, ATM fees, foreign transaction fees.

Exchange Rates

Traveler’s Checks: May not get the best exchange rates.
Prepaid Travel Cards: Generally offer competitive exchange rates, but fees can impact overall cost.

Reloading Funds

Traveler’s Checks: Cannot be reloaded.
Prepaid Travel Cards: Can be reloaded online, by phone, or at designated locations.

Spending Control

Traveler’s Checks: Fixed denominations can help control spending.
Prepaid Travel Cards: Load a specific amount to control spending, track expenses online.

Accessibility

Traveler’s Checks: Requires purchasing from specific providers.
Prepaid Travel Cards: Available online, through travel agents, and at banks or credit unions.

Example Scenario:

For a trip to Napa Valley, a prepaid travel card offers greater convenience than traveler’s checks. You can load the card with a specific amount, use it for purchases at wineries, restaurants, and shops, and track your spending online. If the card is lost or stolen, you can report it and have it replaced.

Summary Table:

Feature	Traveler’s Checks	Prepaid Travel Cards
Acceptance	Low	High
Security	High	High
Convenience	Low	High
Fees	Medium	Medium
Exchange Rates	Variable	Competitive
Reloading Funds	No	Yes
Spending Control	High	High
Accessibility	Limited	High

14. Tips for Managing Your Travel Finances with TRAVELS.EDU.VN

How can TRAVELS.EDU.VN help you manage your travel finances effectively? Planning your finances is a crucial part of preparing for any trip. Here are some valuable tips from travels.edu.vn to help you manage your travel finances effectively:

Create a Budget

Start by creating a detailed budget for your trip. Include estimated costs for transportation, accommodations, meals, activities, and souvenirs. Use online resources and travel guides to get accurate estimates.

Track Your Spending

Keep track of your expenses during your trip. Use a notebook, a spreadsheet, or a mobile app to record your spending. This will help you stay within your budget and identify areas where you can cut back.

Use a Combination of Payment Methods

Don’t rely solely on one payment method. Use a combination of credit cards, debit cards, prepaid travel cards, and cash to ensure flexibility and security.

Be Aware of Fees

Be aware of potential fees, such as foreign transaction fees, ATM fees, and exchange rate fees. Choose credit cards and debit cards with low or no foreign transaction fees.

Inform Your Bank

Inform your bank and credit card companies of your travel plans before you leave. This will prevent your cards from being blocked due to suspicious activity.