Where Do I Buy Travel Insurance: Your Comprehensive Guide

Where Do I Buy Travel Insurance? You can easily purchase travel insurance from a variety of sources, including directly from insurance companies, through online travel agencies, or from independent brokers like TRAVELS.EDU.VN, ensuring a smooth and protected Napa Valley trip. Selecting the right travel insurance policy is crucial for safeguarding your vacation investment and ensuring peace of mind, so understanding your options is key to securing the best coverage for your needs and destination, especially when planning a relaxing getaway to the beautiful Napa Valley. This ensures you are protected against unexpected events such as trip cancellations, medical emergencies, or lost luggage, providing a safety net for your travels.

1. What Is Travel Insurance and Why Do I Need It?

Travel insurance is a type of insurance that protects you from financial losses and other unforeseen events that can occur while traveling. Securing travel insurance is essential for any trip, particularly to destinations like Napa Valley.

1.1. Understanding the Basics of Travel Insurance

Travel insurance provides coverage for a range of potential issues:

• Trip Cancellation: Reimbursement for non-refundable trip costs if you must cancel your trip due to unforeseen circumstances, such as illness, injury, or a family emergency.
• Trip Interruption: Coverage for expenses incurred if your trip is interrupted after it has begun, for reasons similar to those covered under trip cancellation.
• Medical Expenses: Coverage for medical treatment and hospitalization expenses if you become ill or injured while traveling.
• Emergency Evacuation: Coverage for the cost of emergency medical transportation to the nearest adequate medical facility or back home.
• Lost or Delayed Baggage: Reimbursement for lost, stolen, or delayed baggage, as well as essential items you need to purchase while your luggage is delayed.

1.2. Why Travel Insurance Is a Must for Napa Valley Trips

Napa Valley is known for its serene landscapes and luxurious experiences, but unexpected events can still occur. Travel insurance is particularly important for:

• Weather-Related Issues: Wildfires and extreme weather can disrupt travel plans, making trip cancellation and interruption coverage valuable.
• Health Concerns: Medical care in Napa Valley can be expensive, and your domestic health insurance may not fully cover you, making medical expense coverage vital.
• Travel Disruptions: Flight delays or cancellations can throw off your itinerary, and travel insurance can help cover additional accommodation and transportation costs.

1.3. Peace of Mind

Ultimately, travel insurance provides peace of mind, allowing you to relax and enjoy your Napa Valley vacation without worrying about potential financial losses due to unforeseen events. With TRAVELS.EDU.VN, you can secure a policy that fits your specific needs, ensuring a worry-free experience.

2. Where Can You Buy Travel Insurance?

You can purchase travel insurance from various sources, each offering different advantages. Knowing where to look helps you find the best policy for your needs.

2.1. Direct from Insurance Companies

Many insurance companies offer travel insurance directly to consumers.

• Pros:

  • Direct policies can sometimes be more customizable, allowing you to tailor the coverage to your specific needs.
  • Dealing directly with the insurer can streamline the claims process.

• Cons:

  • Comparing policies from multiple insurers can be time-consuming.
  • You may not be aware of all available options, potentially missing out on better deals.

2.2. Online Travel Agencies (OTAs)

OTAs like Expedia, Booking.com, and TRAVELS.EDU.VN often offer travel insurance as an add-on during the booking process.

• Pros:

  • Conveniently purchase insurance alongside your flights and accommodations.
  • OTAs often provide a range of policy options from different insurers.

• Cons:

  • Policies offered by OTAs may not always be the most comprehensive or cost-effective.
  • Customer service for claims may be less personalized compared to dealing directly with an insurer.
  • Relying on TRAVELS.EDU.VN ensures you get expert advice and tailored options, making your Napa Valley trip planning seamless and secure.

2.3. Independent Brokers

Independent brokers, like TRAVELS.EDU.VN, specialize in travel insurance and offer policies from multiple providers.

• Pros:

  • Brokers can provide expert advice and help you compare policies from different insurers to find the best fit for your needs.
  • They can offer personalized service and advocate on your behalf during the claims process.
  • TRAVELS.EDU.VN provides tailored advice, ensuring you find the best coverage for your Napa Valley adventure.

• Cons:

  • Working with a broker may involve a small fee, but the added value often outweighs the cost.
  • Some brokers may be limited to the insurers they partner with.

2.4. Credit Card Companies

Many credit cards offer travel insurance as a perk for cardholders.

• Pros:

  • Convenient, as the coverage is automatically included when you use your card to pay for travel expenses.
  • Often provides basic coverage for trip cancellation, baggage loss, and medical emergencies.

• Cons:

  • Coverage may be limited and not comprehensive enough for all travelers.
  • You may need to meet specific requirements to activate the coverage, such as booking your entire trip with the card.
  • It is important to review the terms and conditions carefully to understand the extent of the coverage.

2.5. Travel Agents

Traditional travel agents can also assist with purchasing travel insurance.

• Pros:

  • Personalized service and expert advice.
  • Assistance with understanding policy details and making claims.

• Cons:

  • May have limited options depending on their partnerships.
  • Can be more expensive than purchasing online.

3. Key Factors to Consider When Buying Travel Insurance

Choosing the right travel insurance involves considering several key factors to ensure you get the coverage you need.

3.1. Coverage Needs

Assess your specific coverage needs based on your destination, activities, and health.

• Destination:

  • For Napa Valley, consider coverage for weather-related disruptions and potential health emergencies.

• Activities:

  • If you plan on participating in outdoor activities like hiking or biking, ensure your policy covers related injuries.

• Health:

  • If you have pre-existing medical conditions, look for a policy that covers them.
  • Ensure the policy provides adequate medical expense coverage for potential emergencies.

3.2. Policy Limits

Understand the maximum amounts the policy will pay out for different types of claims.

• Medical Expenses:

  • Ensure the policy has high enough limits to cover potential medical costs in Napa Valley, which can be expensive.

• Trip Cancellation:

  • Make sure the policy covers the full cost of your trip, including non-refundable expenses.

• Baggage Loss:

  • Check the limits for lost or delayed baggage to ensure they are sufficient to cover your belongings.

3.3. Deductibles

Be aware of the deductible, which is the amount you must pay out of pocket before the insurance coverage kicks in.

• Lower Deductibles:

  • Result in higher premiums but less out-of-pocket expense if you need to make a claim.

• Higher Deductibles:

  • Lower premiums but require you to pay more out of pocket.

3.4. Exclusions

Carefully review the policy exclusions, which are situations or events not covered by the insurance.

• Common Exclusions:
  • Pre-existing medical conditions (unless specifically covered).
  • Participation in extreme sports or activities.
  • Acts of war or terrorism.
  • Traveling against medical advice.

3.5. Cost

Compare the cost of different policies, but don’t make price the only determining factor.

• Balance Coverage and Cost:

  • Choose a policy that provides adequate coverage at a reasonable price.
  • Consider the value of the coverage and peace of mind it provides.

• Get Quotes from Multiple Sources:

  • Compare quotes from direct insurers, OTAs, and independent brokers like TRAVELS.EDU.VN to find the best deal.

4. Types of Travel Insurance Policies

There are several types of travel insurance policies, each offering different levels of coverage.

4.1. Single-Trip Policies

Single-trip policies cover one specific trip and are ideal for occasional travelers.

• Pros:

  • Tailored to the specific dates and details of your trip.
  • Can be more cost-effective for a single journey.

• Cons:

  • Not suitable for frequent travelers.
  • You need to purchase a new policy for each trip.

4.2. Multi-Trip Policies (Annual Policies)

Multi-trip policies cover multiple trips within a year and are ideal for frequent travelers.

• Pros:

  • Convenient and cost-effective for those who travel several times a year.
  • Covers all trips taken within the policy period, up to a maximum trip length.

• Cons:

  • May have restrictions on the length of each trip.
  • Not suitable for those who only travel once or twice a year.

4.3. Comprehensive Policies

Comprehensive policies offer the most extensive coverage, including trip cancellation, medical expenses, and baggage loss.

• Pros:

  • Provides broad coverage for a wide range of potential issues.
  • Offers higher policy limits and more extensive benefits.

• Cons:

  • More expensive than basic policies.
  • May include coverage you don’t need.

4.4. Basic Policies

Basic policies offer limited coverage, typically including medical expenses and emergency assistance.

• Pros:

  • More affordable than comprehensive policies.
  • Suitable for budget-conscious travelers who only need basic coverage.

• Cons:

  • Limited coverage may not be sufficient for all travelers.
  • May not include trip cancellation or baggage loss coverage.

5. How to Choose the Right Travel Insurance Policy for Napa Valley

Selecting the right travel insurance for your Napa Valley trip involves considering specific factors related to the region.

5.1. Weather-Related Coverage

Napa Valley is prone to wildfires and extreme weather events, making weather-related coverage essential.

• Trip Cancellation and Interruption:

  • Ensure your policy covers trip cancellation and interruption due to wildfires, smoke, or other weather-related issues.

• Evacuation Coverage:

  • Check if the policy covers evacuation expenses if you need to leave the area due to a natural disaster.

5.2. Medical Coverage

Adequate medical coverage is crucial, especially if you have pre-existing conditions or plan on participating in outdoor activities.

• Medical Expense Coverage:

  • Ensure the policy provides sufficient coverage for medical treatment and hospitalization in Napa Valley.

• Emergency Evacuation:

  • Check if the policy covers emergency medical transportation to the nearest adequate medical facility or back home.

5.3. Activity Coverage

If you plan on participating in activities like wine tasting, hiking, or biking, ensure your policy covers related injuries.

• Accidental Injury Coverage:

  • Make sure the policy covers accidental injuries sustained during activities.

• Sports and Adventure Coverage:

  • If you plan on participating in more adventurous activities, consider a policy that specifically covers them.

5.4. Baggage and Personal Belongings Coverage

Coverage for lost, stolen, or damaged baggage is essential to protect your belongings.

• Baggage Loss Coverage:

  • Ensure the policy covers the cost of replacing lost or stolen baggage.

• Delayed Baggage Coverage:

  • Check if the policy provides reimbursement for essential items you need to purchase while your luggage is delayed.

6. Steps to Buying Travel Insurance

Follow these steps to ensure you purchase the right travel insurance policy.

6.1. Research and Compare Policies

• Use Comparison Websites:

  • Websites like Squaremouth and InsureMyTrip allow you to compare policies from multiple insurers side-by-side.

• Read Reviews:

  • Check online reviews to see what other travelers say about the insurers and their policies.

6.2. Get Quotes

• Provide Accurate Information:

  • Provide accurate details about your trip, including your destination, travel dates, and the cost of your trip.

• Compare Quotes:

  • Get quotes from multiple insurers and compare the coverage, limits, deductibles, and exclusions.

6.3. Read the Fine Print

• Understand the Policy Details:

  • Carefully review the policy terms and conditions, including the coverage, limits, deductibles, and exclusions.

• Ask Questions:

  • If you have any questions or concerns, contact the insurer or broker for clarification.

6.4. Purchase Your Policy

• Choose a Reputable Insurer:

  • Select a reputable insurer with a good track record of paying claims.

• Keep a Copy of Your Policy:

  • Keep a copy of your policy and contact information with you while traveling.

6.5. Understand the Claims Process

• Know How to File a Claim:

  • Understand the steps involved in filing a claim, including the documentation you need to provide.

• Keep Records:

  • Keep records of all expenses related to your claim, such as medical bills, receipts, and police reports.

7. Tips for Filing a Travel Insurance Claim

Filing a travel insurance claim can be straightforward if you follow these tips.

7.1. Report Incidents Immediately

• Notify the Insurer:

  • Report any incidents that may lead to a claim as soon as possible.

• Contact Local Authorities:

  • Report theft or loss to the local police and obtain a written report.

7.2. Gather Documentation

• Collect Evidence:

  • Gather all relevant documentation, such as medical bills, receipts, police reports, and proof of travel arrangements.

• Keep Copies:

  • Keep copies of all documents for your records.

7.3. Follow the Claims Process

• Submit Your Claim Promptly:

  • Submit your claim as soon as possible after the incident occurs.

• Provide Complete Information:

  • Provide all required information and documentation to avoid delays in processing your claim.

7.4. Be Honest and Accurate

• Provide Accurate Information:

  • Provide honest and accurate information when filing your claim.

• Avoid Exaggerations:

  • Avoid exaggerating or misrepresenting the facts, as this can lead to denial of your claim.

7.5. Follow Up

• Check on the Status of Your Claim:

  • Follow up with the insurer to check on the status of your claim and provide any additional information they may need.

• Keep Records of Communication:

  • Keep records of all communication with the insurer, including dates, names, and details of conversations.

8. Common Travel Insurance Scenarios and How to Handle Them

Understanding common travel insurance scenarios can help you handle them effectively.

8.1. Trip Cancellation Due to Illness

• Scenario: You must cancel your Napa Valley trip due to a sudden illness or injury.

• How to Handle It:

  • Notify the insurer as soon as possible.
  • Provide a doctor’s note or other medical documentation.
  • Submit receipts for non-refundable trip expenses.

8.2. Lost or Stolen Baggage

• Scenario: Your baggage is lost or stolen during your Napa Valley trip.

• How to Handle It:

  • Report the loss or theft to the airline or local police.
  • Obtain a written report or claim number.
  • Submit receipts for the value of the lost or stolen items.

8.3. Medical Emergency

• Scenario: You experience a medical emergency during your Napa Valley trip.

• How to Handle It:

  • Seek medical attention immediately.
  • Notify the insurer as soon as possible.
  • Keep records of all medical bills and treatments.

8.4. Trip Interruption

• Scenario: Your Napa Valley trip is interrupted due to unforeseen circumstances, such as a family emergency.

• How to Handle It:

  • Notify the insurer as soon as possible.
  • Provide documentation of the interrupting event.
  • Submit receipts for additional expenses incurred as a result of the interruption.

8.5. Flight Delay or Cancellation

• Scenario: Your flight to or from Napa Valley is delayed or cancelled, causing you to incur additional expenses.

• How to Handle It:

  • Obtain documentation from the airline regarding the delay or cancellation.
  • Submit receipts for additional expenses, such as accommodation and meals.

9. Maximizing the Benefits of Your Travel Insurance

To get the most out of your travel insurance, follow these tips.

9.1. Know Your Policy

• Understand the Coverage:

  • Familiarize yourself with the details of your policy, including the coverage, limits, deductibles, and exclusions.

• Keep a Copy Handy:

  • Keep a copy of your policy and contact information with you while traveling.

9.2. Be Proactive

• Report Incidents Promptly:

  • Report any incidents that may lead to a claim as soon as possible.

• Seek Assistance:

  • If you need assistance, contact the insurer or broker for help.

9.3. Keep Records

• Document Everything:

  • Keep records of all expenses related to your trip, such as medical bills, receipts, and police reports.

• Organize Documents:

  • Organize your documents in a safe and accessible place.

9.4. Be Patient

• Claims Can Take Time:

  • Understand that processing a claim can take time, so be patient and follow up as needed.

• Provide Additional Information:

  • Be prepared to provide additional information or documentation if requested by the insurer.

9.5. Consider Additional Coverage

• Evaluate Your Needs:

  • Evaluate your specific coverage needs based on your destination, activities, and health.

• Add Optional Coverage:

  • Consider adding optional coverage, such as rental car insurance or adventure sports coverage, if needed.

10. Common Myths About Travel Insurance

Debunking common myths about travel insurance can help you make informed decisions.

10.1. Myth: Travel Insurance Is Too Expensive

• Fact: Travel insurance can be affordable, especially when compared to the potential cost of unexpected medical expenses or trip cancellations.

10.2. Myth: I Don’t Need Travel Insurance If I Have Health Insurance

• Fact: Your domestic health insurance may not fully cover you while traveling, especially for emergency medical evacuation or treatment in foreign countries.

10.3. Myth: Travel Insurance Covers Everything

• Fact: Travel insurance policies have exclusions, so it’s important to read the fine print and understand what is covered and what is not.

10.4. Myth: I Can Buy Travel Insurance After My Trip Has Started

• Fact: Most travel insurance policies must be purchased before your trip begins, although some may offer limited coverage for certain events after departure.

10.5. Myth: Credit Card Travel Insurance Is Sufficient

• Fact: Credit card travel insurance may offer basic coverage, but it may not be comprehensive enough for all travelers, and you may need to meet specific requirements to activate the coverage.

11. Expert Tips for Finding the Best Travel Insurance

Follow these expert tips to find the best travel insurance for your needs.

11.1. Start Early

• Buy Insurance Early:
  • Purchase your travel insurance policy as soon as you book your trip to ensure you are covered for pre-departure cancellations.

11.2. Compare Multiple Policies

• Use Comparison Websites:
  • Use comparison websites to compare policies from multiple insurers side-by-side.

11.3. Consider Your Destination

• Assess Local Risks:
  • Consider the specific risks associated with your destination, such as weather-related issues or health concerns.

11.4. Read Reviews

• Check Online Reviews:
  • Check online reviews to see what other travelers say about the insurers and their policies.

11.5. Seek Expert Advice

• Consult a Broker:
  • Consult an independent broker like TRAVELS.EDU.VN for personalized advice and assistance.

12. Travel Insurance Jargon Explained

Understanding travel insurance jargon can help you make informed decisions.

12.1. Pre-Existing Condition

• Definition: A medical condition that you have before you purchase travel insurance.
• Importance: Policies may exclude or limit coverage for pre-existing conditions.

12.2. Deductible

• Definition: The amount you must pay out of pocket before the insurance coverage kicks in.
• Importance: Lower deductibles result in higher premiums but less out-of-pocket expense if you need to make a claim.

12.3. Policy Limits

• Definition: The maximum amounts the policy will pay out for different types of claims.
• Importance: Ensure the policy has high enough limits to cover potential expenses.

12.4. Exclusion

• Definition: A situation or event not covered by the insurance.
• Importance: Carefully review the policy exclusions to understand what is not covered.

12.5. Premium

• Definition: The amount you pay for the travel insurance policy.
• Importance: Compare premiums from multiple insurers to find the best deal.

13. Staying Safe in Napa Valley: Beyond Travel Insurance

While travel insurance is crucial, consider these safety tips for a secure trip to Napa Valley.

13.1. Stay Informed About Weather Conditions

• Monitor Weather Forecasts:

  • Stay updated on weather forecasts and warnings, especially during wildfire season.

• Follow Local Advice:

  • Follow the advice of local authorities and heed any evacuation orders.

13.2. Practice Safe Driving

• Drive Responsibly:

  • Drive responsibly and avoid driving under the influence of alcohol.

• Be Aware of Road Conditions:

  • Be aware of road conditions, especially in rural areas.

13.3. Protect Your Belongings

• Keep Valuables Secure:

  • Keep your valuables secure and avoid leaving them unattended.

• Be Aware of Your Surroundings:

  • Be aware of your surroundings and avoid walking alone in unfamiliar areas at night.

13.4. Stay Healthy

• Drink Plenty of Water:

  • Drink plenty of water to stay hydrated, especially during warm weather.

• Practice Good Hygiene:

  • Practice good hygiene to prevent the spread of illness.

13.5. Know Emergency Contacts

• Keep a List of Emergency Contacts:

  • Keep a list of emergency contacts, including local police, fire department, and medical facilities.

• Share with Family:

  • Share this list with family members or friends who are not traveling with you.

14. Booking Your Napa Valley Trip with TRAVELS.EDU.VN: Added Peace of Mind

When you book your Napa Valley trip with TRAVELS.EDU.VN, you get more than just a vacation; you get peace of mind.

14.1. Expert Planning Assistance

• Personalized Itineraries:

  • TRAVELS.EDU.VN creates personalized itineraries tailored to your interests and preferences.

• Local Expertise:

  • Benefit from our local expertise and recommendations for the best experiences in Napa Valley.

14.2. Comprehensive Travel Insurance Options

• Tailored Coverage:

  • We offer a range of travel insurance options tailored to your specific needs and destination.

• Expert Advice:

  • Our experts can help you choose the right policy and understand the coverage.

14.3. 24/7 Support

• Around-the-Clock Assistance:

  • Enjoy 24/7 support during your trip, ensuring you have help whenever you need it.

• Emergency Assistance:

  • We provide emergency assistance for medical emergencies, trip disruptions, and other unforeseen events.

14.4. Exclusive Benefits

• Special Offers:

  • Take advantage of special offers and discounts on travel insurance when you book with TRAVELS.EDU.VN.

• Added Value:

  • Get added value and peace of mind when you choose TRAVELS.EDU.VN for your Napa Valley trip.

14.5. Seamless Booking Experience

• Easy Booking Process:

  • Our seamless booking process makes it easy to plan and book your Napa Valley trip.

• Secure Payments:

  • Enjoy secure payments and transparent pricing.

15. Napa Valley Travel Insurance: What to Look for in 2024/2025

Staying updated on the latest trends in Napa Valley travel insurance ensures you get the best coverage.

15.1. Enhanced Pandemic Coverage

• COVID-19 Coverage:

  • Look for policies that cover trip cancellation, medical expenses, and quarantine costs related to COVID-19.

• Flexible Cancellation Policies:

  • Choose policies with flexible cancellation policies that allow you to change or cancel your trip if needed.

15.2. Climate Change Coverage

• Weather-Related Disruptions:

  • Ensure your policy covers trip cancellation and interruption due to extreme weather events and wildfires.

• Evacuation Coverage:

  • Check if the policy covers evacuation expenses if you need to leave the area due to a natural disaster.

15.3. Increased Medical Coverage

• Higher Limits:

  • Look for policies with higher limits for medical expenses to cover potential costs in Napa Valley.

• Telemedicine Services:

  • Consider policies that offer telemedicine services for remote medical consultations.

15.4. Cybersecurity Coverage

• Data Breach Protection:

  • Choose policies that offer coverage for data breaches and identity theft.

• Online Security Assistance:

  • Check if the policy provides assistance with online security issues.

15.5. Sustainable Travel Options

• Eco-Friendly Policies:

  • Look for travel insurance policies that support sustainable travel practices.

• Carbon Offset Programs:

  • Consider policies that offer carbon offset programs to reduce your environmental impact.

16. Frequently Asked Questions (FAQs) About Travel Insurance

Get answers to common questions about travel insurance.

16.1. What is the best time to buy travel insurance?

The best time to buy travel insurance is as soon as you book your trip. This ensures you’re covered for any pre-departure cancellations or unforeseen events.

16.2. Does travel insurance cover pre-existing medical conditions?

Some travel insurance policies cover pre-existing medical conditions, but it’s important to check the policy details and disclose any conditions when purchasing the policy.

16.3. What does travel insurance not cover?

Travel insurance typically does not cover certain events, such as acts of war, participation in extreme sports, or traveling against medical advice. Always review the policy exclusions.

16.4. How much travel insurance do I need?

The amount of travel insurance you need depends on your destination, activities, and health. Ensure you have adequate coverage for medical expenses, trip cancellation, and baggage loss.

16.5. What if I need to cancel my trip?

If you need to cancel your trip, notify the insurer as soon as possible and provide documentation of the reason for cancellation, such as a doctor’s note or family emergency.

16.6. How do I file a travel insurance claim?

To file a travel insurance claim, gather all relevant documentation, such as medical bills, receipts, and police reports, and submit your claim to the insurer following their specified process.

16.7. Can I extend my travel insurance policy while traveling?

Some travel insurance policies allow you to extend your coverage while traveling, but it’s important to check the policy terms and contact the insurer to arrange the extension.

16.8. What should I do if my baggage is lost or delayed?

If your baggage is lost or delayed, report the incident to the airline or local police and obtain a written report. Submit this report along with receipts for any essential items you need to purchase while your luggage is delayed.

16.9. Is it safe to buy travel insurance online?

Yes, it is safe to buy travel insurance online as long as you purchase from a reputable insurer or broker and ensure the website uses secure encryption for your personal and financial information.

16.10. Why should I choose TRAVELS.EDU.VN for my Napa Valley travel insurance?

TRAVELS.EDU.VN provides expert advice, personalized service, and a range of travel insurance options tailored to your specific needs, ensuring you get the best coverage for your Napa Valley trip with added peace of mind.

Conclusion: Secure Your Napa Valley Adventure Today

Purchasing travel insurance is a critical step in planning your Napa Valley trip, ensuring you are protected from unexpected events and financial losses. By understanding the different types of policies, key factors to consider, and where to buy travel insurance, you can make an informed decision and secure the best coverage for your needs. Whether you choose to purchase directly from an insurance company, through an online travel agency, or with the help of an independent broker like TRAVELS.EDU.VN, taking the time to research and compare your options will provide you with peace of mind and allow you to fully enjoy your Napa Valley adventure.

Ready to book your unforgettable Napa Valley getaway with added security? Contact TRAVELS.EDU.VN today for expert advice and tailored travel insurance options. Call us at +1 (707) 257-5400 or visit our office at 123 Main St, Napa, CA 94559, United States. Let us help you create a seamless and worry-free experience. Visit travels.edu.vn to start planning your dream trip now.